Ano po ba dapat ko gawin: Kumuha po kasi ako car loan year 2014. 2015 po naka alis nako ng Pilipinas, at yung kotse po sinabi ng mga magulang ko na sila na mag tutuloy ng hulog. Ngayon ko lang po nalaman na sinanla po nila ang kotse sa tao ng halagang 200k at hindi na nahulugan sa banko since 2015. Hindi na rin po matubos ng parents ko dahil sa laki ng tubo ng pinag sanlaan. Hinahanap na po ng banko ang kotse, hindi po maibigay ng parents ko, dahil nakasanla po ito sa tao. Ano po ba dapat ko gawin? Nag pa notary po sila nung sinanla yung kotse. Makukulong po ba ako kahit legal case? Or makakasuhan ng banko? Natatakot po ako umuwi ng pinas kasi baka may HDO na po ako. Sana po matulungan nio ako.
Car loan hindi na nahulugan, sinangla kotse
Atty. Bimbi
is a Legal expert
in the Philippines
You need a lawyer.
puede kayong makasuhan ng fraud or embezzlement ikaw ang iyong mga magulang. Kasi po, kayo ay nakipag-kasundo sa banko na kayo ang bibili, kayo ang magbabayad ng hulog, at kung hindi ninyo mababayaran, dapat ay ang unit ay inyong iingatan dahil sa ito ay pag-mamay-ari ng banko.
So, you violated all the warranties. Hindi ninyo binayaran ang hulog sa banko, isinanla ninyo sa iba, at hindi ninyo iningatan ang unit, hindi nga ninyo alam kung nasaan ang unit.
So, you are talking about having to pay for the unit, having to pay for the loan, and then, you might have to answer criminally for allowing the unit to be absconded.
Please get a lawyer.
puede kayong makasuhan ng fraud or embezzlement ikaw ang iyong mga magulang. Kasi po, kayo ay nakipag-kasundo sa banko na kayo ang bibili, kayo ang magbabayad ng hulog, at kung hindi ninyo mababayaran, dapat ay ang unit ay inyong iingatan dahil sa ito ay pag-mamay-ari ng banko.
So, you violated all the warranties. Hindi ninyo binayaran ang hulog sa banko, isinanla ninyo sa iba, at hindi ninyo iningatan ang unit, hindi nga ninyo alam kung nasaan ang unit.
So, you are talking about having to pay for the unit, having to pay for the loan, and then, you might have to answer criminally for allowing the unit to be absconded.
Please get a lawyer.
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