Nangutang sa lending, interest plus processing fee daw at isang kaban bigas at savings

anonymous
This person has chosen to hide his/her identity.

May utang po yung pinsan ko sa isang lending. 10 thousand po yung pinahiram pero ang nakuha niya lang is 8,300. Tapos po may bigas pa pong kasama nagkakahalagang 2,300 isang kaban po or 50 kilos. Tapos ang total ng lahat ng babayaran nya is 16k plus po kasama na po ung saving na 1,560 at 880 na pang process daw po.


Ang problema po kasi hindi nakakahulog araw2x ung pinsan ko. Due date na rin po sya po pero ang naghuhulog na po nya is 13,560.. Ang hindi na lang po nya nahuhulugan ung 880 ung 1560 saving naman un hindi na sana nya huhulugan dahil ibabalik naman daw. Ang tanong ko po tama po ba na magpenalty sila ng magpenalty ang sabi po kasi 3500 pa ang balance dahil may penalty na daw po. Hirap na po kasi magbayad ang pinsan ko midget po sya nabankrupt po ung tindahan nya.. Sana po matulungan nyo kami. salamat

 

Reply as anonymous (Your real name and picture will not be seen)
Adelaimar C Arias-Jose
is a Legal expert in the Philippines
Medyo sa pakiwari ko, masyadong onerous ang pautang na iyan.

Ang pinaka-maganda, para kayo ay pakinggan ng lending investor na iyan, maghain kayo ng demanda. Kuwestiyunin ninyo ang mga sinisingil sa inyo.

Kailangan ninyong humanap ng abogado. Kung kayo'y hindi maka-hanap ng abogadong willing na contingent ang fee, kayo'y maaaring dumulog sa Integrated Bar of the Philippines or kaya'y sa Office of Legal Aid ng alin mang Law School na malapit sa inyo.

Kung hindi pa rin kayo maka-hanap ng tutulong sa inyo, kayo'y sumangguni sa Public Attorney's Office.

About the author

Adelaimar C Arias-Jose

I am a graduate of the UP College of Law. Member of the Integrated Bar of the Philippines since 1995. I am currently involved in private practice in criminal, civil and labor law.
Profession: Lawyer
Adelaimar C. Arias-Jose
Office Address: #34 St. Michael Street
Philippines , Manila , Makati
The medical information contained in this section is not intended for treatment or prescription. It is used to complement, not replace, the communication between a patient and their physician. Reliance on any information provided by BuhayOFW or any medical experts is solely at your own risk. If you have a medical emergency, call your doctor or go to the hospital immediately. BuhayOFW's Medical Review Board is a team of board-certified doctors who ensure our content is medically accurate and reflects the latest in health information. Our experienced board of medical professionals verify that our content is thorough and all-inclusive, in order that you can trust the information you read here will help you through improvements in your health journey—whether that’s for yourself or for a loved one.

Disclaimer: The materials available in the Buhay OFW web site are for informational purposes and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use of and access to this Web site or any of the e-mail links contained within the site do not create an attorney-client relationship between Buhay OFW and the user or browser.

If you are a legal expert who would like to help answer questions, please register here.