Saan ba ako mag claim ng Burial assistance sa Platinum ng tatay ko? Namatay pa n

Rose Tdo
is in Hong Kong

Saan ba ako mag claim ng Burial assistance sa Platinum ng tatay ko? Namatay pa noong July 7,2011,ano po ba mga documents na kailangan sa pag process? Salamat po

 

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Adelaimar C Arias-Jose
is a Legal expert in the Philippines
Sorry, I don't know what you mean by "Platinum" -- are you talking about the insurance provider na "Platinum Plans"?

Kasi, ganito iyon, kung ang tatay mo ay may insurance policy, dapat, nasa inyo ang policy itself para alam ninyo ang inyong policy number at alam din ninyo kung sino ang beneficiary (magkaka-benepisyo) sa policy na iyon.

Kasi, minsa, bagamat may insurance policy, hindi naman regular na nabayaran ang premium, lumampas na ang grace period, nag-lapse na, kaya wala nang insurance. Sa ganoong pagkakataon, malamang sa wala nang makuha ang tatay mo.

May ibang klaseng policy naman na kapag nakapag-hulog ka na ng limang taon, tapos na siya at pagkaraan ng 10, 15 or 20 years, makukuha mo ang benefit kung buhay ka pa. Iba-iba kasi ang uri ng insurance.

may tinatawag na straight life, may endowment, may accident, may hospitalization. So, kung hindi ninyo alam ang uri ng insurance ng tatay ninyo, at hindi ninyo alam kung ito'y in force pa noong namatay siya, hindi ninyo malalaman kung ano ang susunod ninyong hakbang.

Ang pinaka-mabuti niyan, alamin ninyo kung ano ang status ng policy at kung anong uri ito, kung sino ang mga beneficiary. Tapos, ung mayroon na kayong hawak na authenticated Death Certificate from the PSA (NSO ang tawag dati), maaari na kayong mag-claim.

The first step is to know if the insurance was still in force at the time of death.

About the author

Adelaimar C Arias-Jose

I am a graduate of the UP College of Law. Member of the Integrated Bar of the Philippines since 1995. I am currently involved in private practice in criminal, civil and labor law.
Profession: Lawyer
Adelaimar C. Arias-Jose
Office Address: #34 St. Michael Street
Philippines , Manila , Makati
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