About sa credit card...gumawa kami ng settlement ant sa utang ko sa cc. Supposedly last January 2016 matatapos payment ko kaya lang nawalan me ng work, kaya di ko nasettle. Is it ok if continuous ko sya bayaran sa BDO?
Unpaid Credit Card
I think you will have to contact the collection agent and work out another settlement agreement and schedule of payment. Kasi, kung basta lang i-continue mo ang payment, baka tanggapin, pero, baka dagdagan ang mga babayaran mo (surcharge, penalty, etc.) Samantala, kung makikipag-usap ka, baka ma-less.
Minsan din naman, mas mainam pa, hayaan mo silang mag-demanda, tapos, sa husgado kayo makipag-tawaran. Make sure lang na ipunin mo na ang pambayad. Actually, puede mo ring gawing leverage ang sobrang taas ng interest rate na kanilang china-charge. Para, medyo babaan nila ang babayaran mo.
Ang pinaka-maganda, consult a lawyer. Iyong abogado na may panahon para tignan ang mga papeles mo. Good luck sa iyo. Kung ako ang banko, matutuwa ako sa iyo -- kasi, kahit nahihirapan ka, hindi mo tinatakbuhan ang iyong obligasyon.
Minsan din naman, mas mainam pa, hayaan mo silang mag-demanda, tapos, sa husgado kayo makipag-tawaran. Make sure lang na ipunin mo na ang pambayad. Actually, puede mo ring gawing leverage ang sobrang taas ng interest rate na kanilang china-charge. Para, medyo babaan nila ang babayaran mo.
Ang pinaka-maganda, consult a lawyer. Iyong abogado na may panahon para tignan ang mga papeles mo. Good luck sa iyo. Kung ako ang banko, matutuwa ako sa iyo -- kasi, kahit nahihirapan ka, hindi mo tinatakbuhan ang iyong obligasyon.
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