Pwede po ba akong kasuhan o makulong dahil may nahiram kami ng kaubigan kong 6,0

anonymous
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Pwede po ba akong kasuhan o makulong dahil may nahiram kami ng kaubigan kong 6,000 at hindi binayaran nt kaibigan kong biglang nagresign pero name ko po ang ginamit namin sa online loan/lending. So wala po talaga akng pinirmahan pero may acknowledgment po ako online. Ngayon po ay nag email sa akin yung online loan at kelangan ko daw ping bayaran or magrespond in 24hrs. Natatakot po ako na baka biglang may kaso na ako. Umabot po sa 14,++++ ang pinababayad nila sa aki. Kailangan ko po ng payo at tulong nyo...natatakot na po ako.


 

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Adelaimar C Arias-Jose
is a Legal expert in the Philippines
You will be ultimately responsible kahit na dalawa pa kayo ng kaibigan mo ang gumamit ng pera. Kasi nga, name mo ang ginamit ninyo. Kung P6,000 lang ang inyong hiniram pero P14,000 na ang sinisingil sa inyo, lumalabas na ang interest+ penalties ay P8,000 -- mas malaki pa sa principal.
You need to go to a lawyer and show the online documents you have (screenshots) or emails. You can go to the PAO and ask for advice from them kasi, dito, hindi ko naman nakita ang iyong documents. You need to ask for an advice and for an opinion. Go and see a lawyer. And perhaps, kung kayo ay kanilang gigipitin, you can go to the NBI mayron silang Cybercrimes Division. Doon kayo makakahanap ng solution sa online problems ninyo. Good luck.

About the author

Adelaimar C Arias-Jose

I am a graduate of the UP College of Law. Member of the Integrated Bar of the Philippines since 1995. I am currently involved in private practice in criminal, civil and labor law.
Profession: Lawyer
Adelaimar C. Arias-Jose
Office Address: #34 St. Michael Street
Philippines , Manila , Makati
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