20k versus 200k na po ngayun?

anonymous
This person has chosen to hide his/her identity.

Umutang po ako sa lending ng 20k tapos nakapaghulog po ako ng una at matagal bago nasundan tapos naghuloh po ako uli sa pangalawa yung 20k na utang ko po ay umabot na daw po sa almost 30k..sa dami po ng problem ko hindi ko na po naasikaso sa loob ng 3 taon at umabot na daw po sa 200k ang utang ko..ang tanong ko po tama po ba na ganun kalaki ang dapat ko bayaran? Salamat po..god bless po sa inyo

 

Reply as anonymous (Your real name and picture will not be seen)
Jescelyn Del Rosario
is a Legal expert in the Philippines
Ang interest ay nakadepende sa napirmahan ninyong loan agreement by the time nag apply po kayo. Dahil pumirma ka sa agreement na yan ang interest you are bound by it kahit na medyo mataas. Kaya lang subukan mong makipagnegotiate sa lending company dahil wala kang capacity to pay dahil sa sobrang laki na ng utang. Kung talagang hindi masettle try na magpagawa ng letter sa isang abogado asking reconsideration na i lower ayon sa legal interest rate ang iyong utang kahit na hindi yan ang napagkasunduan dahil sa kasalukuyang financial status mo.

About the author

Jescelyn Del Rosario

Legal Services and Litigation works Philippine/Foreign Paralegal Works Graduated AB Political Science and Bachelor of Laws at University of San Jose Recoletos-Cebu Completed Lawyers Trial Academy Training sponsored by IBP Cebu Chapter AIT-DOST Scholar at Cebu Institute of Technology
Profession: Lawyer
MJ Del Rosario Law Office and Associates
Office Address: Block 19, lot 26-27, Deca Homes, Talisay
Philippines , Talisay , Cebu

Disclaimer: The materials available in the Buhay OFW web site are for informational purposes and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use of and access to this Web site or any of the e-mail links contained within the site do not create an attorney-client relationship between Buhay OFW and the user or browser.

If you are a legal expert who would like to help answer questions, please register here.