Gusto ko lang po malaman kung magkakaproblema po ba kami kasi may isanh company na nagpapaencash ng cheke samin, ipinapangalan nila ang cheke sa business namin tapos po ang pera ang ibabalik din namin saknila, at babayaran nila kami sa halagang 7% ng total na cash na ipapawithdraw nila. Wala naman po kaming iniissue na resibo galing sa tindahan namin, tanging ipipangalan pang po sa amin ang cheke at ipipawithdraw. Hindi po ba kami magkakaproblema dito? Maraming salamat po!
Cash encashment from company
Jescelyn Del Rosario
is a Legal expert
in the Philippines
I think you have to know kung bakit hindi diretsong i issue nalang ito under said company's name nalang baka kasi may illegal na transaction at madadawit pa kayo. 7% of the amount na ipaencash is medyo malaki na yan lalo na kapag malaki ang value. Kailangan mo rin itong i declare as income for taxation purposes. So I think mas mabuting may this kind of transaction should be properly documented.
Sa tingin ko po ay parang pinaghahatian ito ng tao sa company. Pinapalabas po nila na ito ay food expenses kaya ang ginagawa nila pinapangalan samin cheke at pinapawithdraw at binibigyan kami ng 7% sa total na halaga. Medyo malaki narin po ang halaga ng mga nai-encash na cheke samin, pero wala po talaga silang transaction sa business namin. Lahat po ba ng naideposit at naiwithdraw gamit ang business account namin ay kailangan i-file sa BIR kahit po na hindi naman kami ngissue ng resibo? Ano po kaya ang pwede pa namin magawa? May kaso po ba kaming pwede kaharapin dito? Salamat po!
Naisip ko rin po na wag na tanggapin ang nga ipinapaencash nila na cheke pero hindi po kaya huli na ang lahat? Umabot na po kasi ng million ang halaga ng mga naiwithdraw namin. Okay lang po ba kung iclose ko na yung business bank account namin at yung business narin at the same time sa BIR? Mattrace po ba ng BIR lahat ng pumasok na business bank account namin. Sobrang natatakot po kasi ako. Maraming salamat po sa advice.
Jescelyn Del Rosario
is a Legal expert in the Philippines
Sa tingin ko you will be at risk na makasuhan ng under Anti-Money laudering Act baka kasi proceed ng illegal na transaction or terrorism ang pera na yan at ang company will be investigated, refer to covered transaction underAnti-Money Laundering Act” (AMLA) Republic Act No. 9160, as amended by Republic Act Nos. 9194, 10167 and 10365 A transaction in cash or other equivalent monetary instrument exceeding Five Hundred Thousand pesos (Php500,000.00) lalo na if the bank will report this to Anti-Money Laundering Council” (AMLC) as suspicious transaction dahil not recorded as proceeds from legitimate trade or business related transaction. The safest way siguro is kung magwithdraw kayo ng cash it should not exceed 500k per day. Beware sa ganitong mga transaction dahil laganap ang mga terrorism financing.
Salamat po! Mas maganda po ba kung biglang itigil nalang po namin ang ganitong transaction at ipa-close nalang ang aming business bank account? Kasabay ng pagclose ng registration namin sa BIR? Plano nadin po namin kasi i-close na ang business soon dahil mahina nadin ang benta. Tanong ko din po kung napatunayang galing sa illegal po ang proceeds, sino po ang pwedeng kasuhan? Kami po bang ngeencash ng check or pati po yung taong pinanggagalingan ng check?
Jescelyn Del Rosario
is a Legal expert in the Philippines
Nasa sa inyo na yan kung i stop ninyo or hindi. Pwede naman kasing ipagpatuloy ninyo ngunit iwasan na ninyo ang mga gawaing illegal. Kung mapatunayang galing sa illegal isa kayo sa pwedeng makasuhan pati na ang company na nagpapaencash sa inyo.
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