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Magtayo 5 unit rawhouse sa Cavite, Is it advisable to loan to start business?

anonymous
Anonymous This person has chosen to hide his/her identity.

Hello po, im raian..nag wowork po ko sa saudi as gym instructor. May plano po sana ko mag tayo ng 5 unit rawhouse in cavite. Sa ngaun po kulang pa yung budget ko. May friend ako nag suggest bat di daw ako mag loan sa bangko dito....Advisable po ba na mangutang para pang start ng business...tnx and regards


Question: I'm working here in Saudi Arabia as a gym instructor. I have a plan to start a business of 5 unit rawhouses in Cavite. Currently, I don't have the capital /budget. A friend suggested that I could loan the money from a bank here. Is it advisable to loan to start a business?

02, Jul 2014, 16:45 PM (PH time)
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Michelle Ang
Michelle Ang is a Businesswoman in Hong Kong
Mas maganda kung may sariling puhunan ka at pwede mo i-loan ang kulang. Halimbawa, 70% sa ipon mo, at 30% pwede mo utangin. Mabigat ang interest ng loan, at lahat ng business may panganib o risk.
May mga requirements din kapag nangutang ka, tulad ng: Personal background, business plan at ang iyong income tax returns at bank statements. Pwede ka rin hingan ng collateral ng bangkong uutangan mo. Kaya kailangan pagisipan at pagaralan ng mabuti ang negosyong papasukan.
Ace Galang
Ace Galang is a Network Marketer in the Philippines
you can loan from pag-ibig mas mura yung interest. ang tawag sa diskarte na gagawin mo pg ngloan ka sa kanila ng pampapatayo mo ng row houses ay self liquidating wherein pag natayo mo na ung row house mo at may ngrerent na yung rental income na makukuha mo ang pambayad mo sa loan. but just to inform you pag ngloan ka sa pag ibig staggered yun payment so kelangan may back up ka at available financial resources ka just in case. Depende rin sa amount na maaaprove ng pag-ibig.

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