Hindi na nakapgpatuloy ng pagbabayad ng loan sa banko

anonymous
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Makukulong po ba ang isang tao na hindi na naipagpatuloy ang pagbabayad ng niloan nya sa banko pero hindi naman nya iyon tatakbuhan babayaran nya yun kahit umabot pa ng ilang taon. Ang importante hindi mo tinakbuhan.

 

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Adelaimar C Arias-Jose
is a Legal expert in the Philippines
Actually, sa ilalim ng batas natin, ang di pagbabayad ng utang ay hindi isang criminal act. Kaso, ang nagpa-utang ay hindi mapipigilan na magsampa ng kasong kriminal katulad ng violation of B.P. 22 o Bouncing Checks Law o kaya, ng kasong estafa.

When a creditor files these types of criminal cases before the Prosecutor's Office, there is a possibility that a criminal case or Information will be filed in court. When this happens, the court will evaluate the documents presented for the presence of probable cause andif it finds that there is probable cause, then, it will issue a warrant for your arrest. That is the usual criminal procedure. Please find a lawyer.

About the author

Adelaimar C Arias-Jose

I am a graduate of the UP College of Law. Member of the Integrated Bar of the Philippines since 1995. I am currently involved in private practice in criminal, civil and labor law.
Profession: Lawyer
Adelaimar C. Arias-Jose
Office Address: #34 St. Michael Street
Philippines , Manila , Makati
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