Will i be able to get a mortgage in UK but with unpaid credit card bills in Saudi Arabia?

Kristine Moreno
is in the Philippines

I resigned and exited Saudi Arabia last 2017 with a credit card debt of 11,000 and i failed to continuously pay what i owe because I don’t have a job. And now the total debt is 15,800 due to interest, so i have reported it as stolen so the interest will stop. Now, i am in UK and tried to settle the amount by sending my friend to one of the branches of the bank, however after 4 times of attempting to settle it they have loads of excuses that they cannot find the record and they don’t know how to do it and so i did not pursue paying. Now, i am planning to get a mortgage, will they see it that i have a credit card debt in Saudi arabia? And will they file a case against me in Saudi? Thank you

 

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Jescelyn Del Rosario
is a Legal expert in the Philippines
Hindi po ako sigurado if UK has link to other credit companies but sa ngapon po most of the Credit companies have joined an organization that shares credit information na po internationally. So you will know that the moment madeny po ang inyong mortgage application there in UK that means they have linked of your credit records from other countries. May possibility that Saudi credit agency has filed a collection case against you in Saudi so the moment babalik ka ng Saudi mahohold kana sa immigration nila.
Kristine Moreno
is in the Philippines
Thank you for your response ma’am. Pero i was wondering lang kasi, i was able to open a credit card in here and i have a good credit history and i have not receive any emails from them about my debt. May kakilala kasi ako na within 4 months na nakaalis ng Saudi e may third party organization na naniningil na agad. Gaano mo pa katagal bago mawawala sa credit history yung utang mo or kelan mgrereflect
Jescelyn Del Rosario
is a Legal expert in the Philippines
Well, that's good if Saudi credit agency is not sharing their list of blocklisted debtos. Each county has different period kung kailang po magpeprescribe ang loan ng debtor sa ating bansa normally if with written agreement 10 years hindi ko lang alam sa Saudi law po.

About the author

Jescelyn Del Rosario

Legal Services and Litigation works Philippine/Foreign Paralegal Works Graduated AB Political Science and Bachelor of Laws at University of San Jose Recoletos-Cebu Completed Lawyers Trial Academy Training sponsored by IBP Cebu Chapter AIT-DOST Scholar at Cebu Institute of Technology
Profession: Lawyer
MJ Del Rosario Law Office and Associates
Office Address: Block 19, lot 26-27, Deca Homes, Talisay
Philippines , Talisay , Cebu

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